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Earn Rewards for Choosing Higher Quality Care.

Share in savings and be financially rewarded for making smarter healthcare decisions by choosing higher quality providers.

New Prescription Partner for 2026.

Beginning January 1st, The LCSC changed prescription coverage from MMO/Express Scripts to trueRx. Learn more about how you can get the most from our new coverage.

Upgraded Access to Your Health Benefits

 We’ve made managing your Medical Mutual health plan simpler and more convenient with our re-designed and re-imagined MedMutual mobile app. 

Ready to Save? With trueRx, We've Got You Covered!

Did you know that for many medications, the cost can vary based on what pharmacy you use?

That's right! But with trueRx, you're able to compare prices of medications from the convenience of your phone or computer. Download the trueRx mobile app or visit trueRx.com for details.

LCSC or Medicare: Are you in the right plan for 2026?

Did you know employees are learning that Medicare coverage can save money compared to coverage through LCSC?

Speak directly with a specialist to learn how your healthcare compares to Medicare and choose the plan that supports your health and financial goals - today and tomorrow!

Need to Update Your Coverage for a Life Event?

You must take action within 30 days of the event to change coverage midyear! 

All Qualified Life Events are processed through BenefitSolver. You must take action within 30 days of the event to update your coverage. If you're not familiar with BenefitSolver, click the link below to learn more.

Benefits &
Featured Programs

Medical coverage at LCSC is provided through Medical Mutual of Ohio. For information including your benefit levels, claim processing, participating providers, and prescription drugs, please use one of these links.

Medical

For direct access to TrueRx, including the ability to check the cost and coverage of prescriptions, use the links to the right. This is also where to contact if you have a medication that requires re-authorization or is a specialty drug after January 1, 2026.

Prescription

As a member of Medical Mutual, medical plan enrollees now have SmartShopper as part of your benefits plan. It’s an easy-to-use tool that helps you save money on over 70 medical procedures – and earn cash rewards!

SmartShopper

Dental coverage for LCSC is provided by Medical Mutual of Ohio. You can find details on coverage levels, specifics on a claim, benefit information, and a listing of participating providers at these links.

Note: Fairport Harbor and Perry employees please consult your district for benefit information.

Dental

Vision coverage at LCSC is also provided by Medical Mutual of Ohio. You can find details on coverage levels, specifics on a claim, benefit information, and a listing of participating providers at these links.

Vision

You and your family can access free, confidential resources to enhance your mental well-being, reduce stress, achieve personal goals, and improve your quality of life through expert resources and referrals. 

Work-Life
Resources

When receiving a complex diagnosis, searching for the right care and confirming next steps can seem overwhelming. When you choose to participate in Clinical Review, members of the LCSC medical program are quickly connected to some of the top specialists in the world, gaining access to quality care and most importantly peace of mind.

Clinical Review From
The Cleveland Clinic

Benefit and Resource Directory

Medical

Medical coverage at LCSC is provided through Medical Mutual of Ohio. For information including your benefit levels, claim processing, participating providers, and prescription drugs, please use one of these links.

Prescription

For direct access to TrueRx, including the ability to check the cost and coverage of prescriptions, use the links to the right. This is also where to contact if you have a medication that requires re-authorization or is a specialty drug after January 1, 2026.

SmartShopper

As a member of Medical Mutual, medical benefit enrollees now have SmartShopper as part of your benefits plan. It’s an easy-to-use tool that helps you save money on over 70 medical procedures – and earn cash rewards!

Dental

Dental coverage for LCSC is provided by Medical Mutual of Ohio. You can find details on coverage levels, specifics on a claim, benefit information, and a listing of participating providers at these links.

Note: Fairport Harbor and Perry employees please consult your district for benefit information.

Vision

Vision coverage at LCSC is also provided by Medical Mutual of Ohio. You can find details on coverage levels, specifics on a claim, benefit information, and a listing of participating providers at these links.

Work-Life
Resources

You and your family can access free, confidential resources to enhance your mental well-being, reduce stress, achieve personal goals, and improve your quality of life through expert resources and referrals. 

Clinical Review from
The Cleveland Clinic

When receiving a complex diagnosis, searching for the right care and confirming next steps can seem overwhelming. When you choose to participate in Clinical Review, medical benefit enrollees are quickly connected to some of the top specialists in the world, gaining access to quality care and most importantly peace of mind.

Details of our program's compliance with TiC, the No Surprises Act, and negotiated service rates can be found here.

© 2025 by Paragon Risk Advisers, LLC

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